CEO’s Message

1.8750676I welcome you to our website, a sneak peek into the IFS brand. This site represents our ongoing commitment to provide up to date and reliable channels of communicating product and service information, business performance and career opportunities to our stakeholders and the public. It will also serve as platform for sharing market information as well as contributing to…

MARKETS

MONEY MARKET - INDICATIVE DEPOSIT RATES (P.A)

  • 91-Days
  • 182-Days
  • 365-Days

AMOUNT T-BILL RATES SPREAD IFS INDICATIVE RATES (P.A)
< 10,0000      13.38%   2.62%           16.00%
≥ 10,000 < 50,000     13.38%   4.62%           18.00%
≥ 50,000 < 100,000     13.38%   5.62%           19.00%

AMOUNT T-BILL RATES SPREAD IFS INDICATIVE RATES (P.A)
< 10,0000      13.86%   5.14%           19.00%
≥ 10,000 < 50,000      13.86%   7.14%           21.00%
≥ 50,000 < 100,000      13.86%   9.14%           23.00%

AMOUNT T-BILL RATES SPREAD IFS INDICATIVE RATES
< 10,0000       15.00%    5.00%           20.00%
≥ 10,000 < 50,000       15.00%    8.00%           23.00%
≥ 50,000 < 100,000       15.00%    9.00%           24.00%

SAVINGS PRODUCTS

PRODUCT NAME CURRENT INFLATION(p.a) SPREAD INTEREST RATE(p.a)
IFS Flexi-Save 9.60% 0.00% 9.60%
IFS Premium Account 9.60% 2.00% 11.60%
IFS Platinum Account

LOCAL FX - Market Indicative Rates against GH¢ (BoG)

CURRENCY BUYING SELLING MIDPOINT % DEPRECIATION
US $ 4.4116 4.416 4.41 -0.04
GBP £ 5.9517 5.9594 5.96   0.19
EUR€ 5.2313 5.2358 5.23   1.20

Products & Services

HYBRID
ACCOUNTS

A cash management account excellent for businesses
and organizations who seek to make the most of their cash flows.


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SAVING
ACCOUNTS

A high interest savings product for individuals
and organizations aspiring to build capital over time.


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INVESTMENT
ACCOUNTS

This product offers one of the best money market
investment opportunities for individuals and institutions.


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LOAN
ACCOUNTS

Providing lending solutions to individuals, businesses,
organizations and religious bodies all at competitive prices.


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OUR MISSION

…Growing People,
Growing Businesses.

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OUR VISION

To become the most Trusted
and value creating business in
our chosen segment.

Our Objectives

1. To become a leading and admired financial services provider in Ghana.

2. To achieve a top quartile customer satisfaction rating as measured by key stakeholders.

3. To be recognized in the sector for delivering optimal financial and intrinsic rewards to shareholders.

4. To be recognized by our clients for excellence in product development and the delivery of financial services.

5. To become an employer of choice as measured by internal and external stakeholders annually.

6. To become an industry leader in corporate governance and corporate social responsibility (CSR).

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Our Values

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CUSTOMER
ORIENTATION

We consistently exceed
customer expectations.

RESULTS
ORIENTATION

We scale any hurdles and
inspire ourselves and
colleagues towards ambitious goals.

PEOPLE
ORIENTATION

We provide space for the development and success of one another in order to maximize individual and organizational potential.

GREAT PLACE
TO WORK

We take personal responsibility
to develop and enhance the IFS brand.

PROFESSIONAL
ORIENTATION

We deliver with speed and excellence.

DISCIPLINE

We respect the standards applicable to our business, and apply them sensibly and with integrity.

Grow With Us